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I bring 17 years of experience of selling real estate full time. Call me for profitable results: at 908-522-9444 or 973-715-3535 (Mobile)
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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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"Expert at navigating tricky situations"
"You really can’t go wrong with Binali. She knows this business better than anyone else."
Mahesh Sinkar, Short Hills - Credit Suisse
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"You won't go wrong - pick Binali"
“Binali is something of an institution. With Binali you get what you dream of, but so rarely get, from a superlative realtor; a real focus on your needs, a thorough understanding of the market and the localities, the pluses and minuses of each property in a sensitive but dispassionate way, a fantastic phone book of contacts for any issue big or small, a realistic and fair assessment of price, deep experience and one hell of a negotiator. We bought our home with Binali in Jan 2009, after what felt like a long and detailed process of searching for our perfect home. I should add long because we took our time in figuring exactly what we wanted and detailed because I like detail!. Binali shepherded us through this process with patience, educating us as needed, buoying us up at times through the bidding process and generally exceeding our expectations at every step of the way. Our only regret is that we did not meet her earlier. So if you are reading these recommendations to figure out which realtor to pick. You won't go wrong - pick Binali.”
Jayesh Gopalji, Short Hills - BoA
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
According to Feng Shui, the art of home placement, what five elements are needed in a harmonious environment?
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| A |
Wood, fire, earth, metal and water must be balanced to create a happy, prosperous home. |
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Binali
Patel
RE/MAX Achievers
315 Springfield Avenue
Summit, NJ 07901
Mobile: 973-715-3535
Office: 908-522-9444
Fax: 973-376-0404
binalipatel@number1expert.com
As
a buyer agent, my goal is to help you find a home that best meets with your
needs and at BEST PRICE & terms. "I take the real estate needs of my
clients extremely seriously -after all it is the biggest personal financial
decision they entrust me with" |
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